VA Disability Calculator

Calculate Your VA Combined Rating with Confidence

This VA combined rating calculator mirrors the official VA math, including the bilateral factor, and the 2025 compensation tables. It’s the same workflow I use with shipmates—enter each service-connected condition and the tool handles the combined rating math like a rater.

  • Step 1 — Gather conditions: List every service-connected disability, highest rating first, and note whether it’s bilateral.
  • Step 2 — Run the numbers: Enter each rating below. The calculator applies VA math, the bilateral factor, and rounds to the nearest 10%.
  • Step 3 — Check pay: Use the results to match your combined rating with the 2025 VA compensation table and confirm dependent amounts.

Need templates and checklists? Pair your results with the Claim Prep Checklist, the Templates Hub downloads, and the Intel Archive.

Disclaimer: This tool provides estimates based on VA math. The VA makes final determinations. This is not legal or medical advice.

Personalize Your VA Disability Calculation

Enter Dependents

Select if the VA has granted or you are seeking aid and attendance for your spouse.

Note: Dependent compensation only applies at 30% combined rating or higher. Count kids under 18 and college students separately, and only check aid & attendance if your spouse needs it.

Enter Your Disabilities

Quick add common conditions

VA Disability Calculator FAQs

The bilateral factor compensates veterans for the additional loss of their ability to function when both sides of their body are affected by similar disabilities.

How it works:

  • Applies to disabilities affecting both arms, both legs, or paired skeletal muscles
  • VA adds 10% of the combined value of bilateral disabilities
  • Both disabilities must be compensable (greater than 0%)

Example: Left elbow injury (50%) + Right wrist injury (20%) = 60% combined + 6% bilateral factor = 66% total

Eligible body parts: Arms, legs, hands, feet, knees, shoulders, ankles, wrists, elbows, hips

The calculations mirror VA math, including the bilateral factor and rounding rules. Your official decision still depends on the evidence VA reviews when they rate each condition.

VA uses the "whole person theory" — ratings aren't added together because you can't be more than 100% disabled.

Run the VA combined rating calculator in three moves:

  1. <strong>Gather conditions.</strong> List each service-connected condition, highest percentage first.
  2. <strong>Combine ratings.</strong> Use the Combined Ratings Table (or this VA combined rating calculator) to merge percentages and apply the bilateral factor when it applies.
  3. <strong>Lock the final number.</strong> Round to the nearest 10% and match the result to the VA compensation table for your COLA year.

Quick example of VA math:

  • PTSD 50% + Sleep Apnea 30% = 65% (not 80%).
  • Why? VA treats you as 50% disabled, 50% healthy.
  • Sleep apnea then affects 30% of the remaining 50% healthy portion.
  • 30% of 50% = 15%, added to the original 50% = 65%.

Rounding rules:

  • Values ending in 1-4 round down.
  • Values ending in 5-9 round up.
  • Example: 64% rounds to 60%; 65% rounds to 70%.

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