VA Disability Calculator
Calculate your combined VA disability rating using official VA math. Includes bilateral factor calculations and current 2025 compensation rates.
Not sure what to do next? Start here for clear, situation‑based steps.
Disclaimer: This tool provides estimates based on VA math. The VA makes final determinations. This is not legal or medical advice.
Enter Dependents
Note: Dependent compensation only applies at 30% combined rating or higher.
Enter Your Disabilities
The bilateral factor compensates veterans for the additional loss of their ability to function when both sides of their body are affected by similar disabilities.
How it works:
- Applies to disabilities affecting both arms, both legs, or paired skeletal muscles
- VA adds 10% of the combined value of bilateral disabilities
- Both disabilities must be compensable (greater than 0%)
Example: Left elbow injury (50%) + Right wrist injury (20%) = 60% combined + 6% bilateral factor = 66% total
Eligible body parts: Arms, legs, hands, feet, knees, shoulders, ankles, wrists, elbows, hips
Current monthly compensation rates (effective December 1, 2024):
- 10% - $175.51
- 20% - $346.95
- 30% - $537.42
- 40% - $688.85
- 50% - $982.21
- 60% - $1,244.38
- 70% - $1,566.33
- 80% - $1,821.28
- 90% - $2,050.14
- 100% - $3,831.30
Additional compensation for dependents:
- Spouse: Additional monthly compensation at 30% rating and above
- Children: Additional compensation varies by rating and number of children
- Special Monthly Compensation (SMC): Available for severe disabilities
Rates are adjusted annually to match Social Security cost-of-living adjustments.
VA uses the "whole person theory" - you can't be more than 100% disabled, so ratings aren't simply added together.
The Process:
- Arrange disabilities from highest to lowest percentage
- Use the Combined Ratings Table to find where ratings intersect
- Round the final combined value to the nearest 10%
- Apply bilateral factor if applicable
Example of "VA Math":
- PTSD: 50% + Sleep Apnea: 30% = 65% (not 80%)
- Why? VA sees you as 50% disabled, 50% healthy
- Sleep apnea affects 30% of your remaining 50% healthy portion
- 30% of 50% = 15%, added to original 50% = 65%
Rounding Rules:
- Values ending in 1-4 round down
- Values ending in 5-9 round up
- Example: 64% rounds to 60%, 65% rounds to 70%
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